Save Money!…Massachusetts Auto Discounts

Discounts that may be available to you in the state of Massachusetts:

auto_discounts_bannerGood Driver DiscountMany of our carriers offer excellent driver discounts if you are a good driver. To be considered an excellent driver in the state of Massachusetts, this means you have no tickets or accidents within the last 5-6 years.  Depending on your driving history you could receive up to 24% off your auto policy with this discount.

Mature DriversThe longer you’ve been driving, the more experienced you become and you deserve a discount for that. The biggest discount will happen after you have been driving for 6 years or more, and again when you are 65.

Low MileageIf you drive under 7,500 per year, you are eligible for the low mileage discount. This could be anywhere from 5% to 10% depending on how few miles are on your odometer each year. This is tracked through your state emission inspection once added. Some insurance carriers will hold that information as long as you get the inspection every 12 months.

Multi-carIf you or your spouse owns multiple vehicles, you will be eligible for a discount if you insure all of the vehicles with the same carrier. Safety Insurance offers up to a 10% discount.

Good Students and Students Away and SchoolIf your son or daughter is a good student (3.0 or higher) send us their transcript because they are eligible for a good student discount.  The student away at school discount can also apply if your child goes to school at least 100 miles away, without regular access to a vehicle. Send us their school information and we will be able to apply. Safety Insurance offers up to a 10% discount.

Companion (home, renters, condo) PoliciesDrivers who purchase a companion policy with the same company, meaning those who are bundling their auto and home, condo, or rental insurance together, are eligible for discounts on both policies. If you have an apartment sometimes the cost is only $50.00 for the coverage.

E-Customer DiscountThis 5% discount is available for people who have a home and an auto or multiple auto policies with the same carrier and wish to receive their policy renewals and information via email. However, invoices still come through the US Postal service. Safety Insurance offers to a 7% discount.

Policies Paid in FullIf you pay your policy in full up-front you may be eligible for a discount. If you are with Vermont Mutual, you will get a refund.

EFT- Electronic Funds TransferThis option makes it quick and easy for you and is available with all of our insurance carriers. The amount due on your premium is automatically withdrawn from your account once per month on the day that you choose. This also eliminates any service fees that you are forced to pay with direct bill.

Renewal DiscountIt you have been a loyal insured with the same insurance company you may be eligible for a discount. Safety Insurance offers up to 4% for years insured with Safety.

Loyalty DiscountSafety Insurance offers a discount if you move your policy to another carrier or agent and then come back to our agency. There is a 3% discount added, which reduces every year.

Other discounts that may apply: New Home Credit, Loss Free Credits for your Homeowners policy, Fire and Burglar Alarm Credit

Shopping for car insurance can be confusing and time consuming. It’s our job to make it as easy and convenient as possible to find the right coverage for the best rates. Call us today to see if you qualify for any of these discounts… let’s get started!

October 2nd, 2013 by Quincy Insurance Agency LLC