Unattached Equipment Simply put, anything that is not attached to the boat and pertains to the functioning of the boat is covered under this section. Normally carrying a smaller deductible(usually $50) "unattached coverage" generally covers oars, life jackets, seat cushions bumpers, ropes, horns and anything else that is boat related. It does not cover certain items that you may bring from home, such as portable radio's, sun glasses and shoes. And in case your wondering, Radar, Fish Finders and Compasses that are firmly attached to the boat are covered under "Attached Equipment." Check with your agent about a list of covered items.